I am prepared by keeping 20 grand cash on hand. I'm a foreigner on a work permit. I'll be fine _financially_ in a recession but if I get laid off suddenly my l

I am prepared by keeping 20 grand cash on hand. I'm a foreigner on a work permit. I'll be fine _financially_ in a recession but if I get laid off suddenly my legal residency is threatened, and I need to have an emergency fund to deal with any fallout from that