This is the exact curve that is described by an academic in a recent episode of planet money https://pca.st/episode/d1397f9e-49f0-425c-8b10-3c4adb039f3f https:/

This is the exact curve that is described by an academic in a recent episode of planet money https://pca.st/episode/d1397f9e-49f0-425c-8b10-3c4adb039f3f https://pca.st/episode/d1397f9e-49f0-425c-8b10-3c4adb039f3f