> ...and it's nice to have 110% of your maximum expected needs covered rather than 80%. That depends very much on the person. For someone with no kids and that

> ...and it's nice to have 110% of your maximum expected needs covered rather than 80%. That depends very much on the person. For someone with no kids and that needs to move very large cargo every once in a while, it may be the pickup truck that's the 110% and the SUV that's the 80%.