7 ms·

Hi, I’m the guy who lost his wallet! I agree it’s a convenient overlap and understand your cynicism but I assure you that it’s genuine. I can even provide you w

Hi, I’m the guy who lost his wallet! I agree it’s a convenient overlap and understand your cynicism but I assure you that it’s genuine. I can even provide you with the receipt from me riding a jump bike around for an hour looking for my wallet! :) EDIT: spelling + I did pin the tweet about transferwise after it blew up, and I also changed my bio to share my small side project: Podmast.com - check it out :)

benatkin 7y ago
That's what someone who does this kind of thing would say. I'm not saying I think it's fake, but I think it might be. Extraordinary claims require extraordinary evidence, and posting a defense isn't evidence. Edit: I wondered if I got this slogan right, and it turns out to have a name - The Sagan Standard! https://en.wikipedia.org/wiki/Sagan_standard https://en.wikipedia.org/wiki/Sagan_standard
- ztratar 7y ago
  The amount of cynicism is too damn high!
  - benatkin 7y ago
    I'm not all that cynical about it. I don't think that people (micro-)blogging made up stories (which this may or may not be) means there's something terribly wrong with them. It's a white lie told repeatedly with a straight face. It's worse than a white lie told once, but not as bad as a more directly harmful lie like faking an illness and collecting money from strangers on GoFundMe.
- braythwayt 7y ago
  > That's what someone who does this kind of thing would say. Speaking of cynicism, this argument is known as an Ad Hominem Circumstantial: https://www.logicallyfallacious.com/tools/lp/Bo/LogicalFallacies/9/Ad-Hominem-Circumstantial https://www.logicallyfallacious.com/tools/lp/Bo/LogicalFalla...
dpcan 7y ago
You're making it worse. Anyone can conveniently lose a wallet, but one with a bank card with no identifying info in it anywhere? A finder who went to bizarre lengths to make Faster transactions to your bank account to send you a message? Absolutely no other identifying information in the wallet? A plan to ride a jump bike around to prove you looked for it with receipts? Before sending someone pennies with context in the transactions, hoping that person would get them before they canceled all their bank accounts because they lost their wallet, I would just take the card to the bank and have them call the owner, or take it to the police and they'd do the same. Uhg, sorry, "I ensure you" and "jump bike receipts" is not enough to convince me. EDIT: Removed the quotes from Faster, my point seemed to get lost because of that.
- the_mitsuhiko 7y ago
  Unless something changed pretty much all payments in the UK are “Faster”.
  - emdowling 7y ago
    Salary payments are typically still BACS and I think Faster does have a transaction limit in the 10’s of thousands of pounds range.
    - deadbunny 7y ago
      IIRC the limit according to the standard is £100,000/day but most banks impose their own arbitrary limit. Assuming things haven't changed in 5 years, this[1] lists the limits for a lot of banks. I can also add to the list that Monzo's is £10,000/day. 1. https://www.moneysavingexpert.com/news/2014/11/customers-being-ripped-off-by-banks-on-faster-payments-limits/ https://www.moneysavingexpert.com/news/2014/11/customers-bei...
    - daveoflynn 7y ago
      BACS is generally cheaper at volume. In addition, BACS Bureau allows a payroll company to transfer money directly from your employer's account to yours without the money ever reaching their account. All fixable, but payroll companies are generally chosen on price, not innovation.
andrewingram 7y ago
Just post the thread from the slack channel at work where you obviously posted this story :p
- tiborsaas 7y ago
  I've seen that thread, it's funny :) Even I thought this is too perfect story as a co-worker, but it is.
  - deleted 7y ago
    [deleted]
ip26 7y ago
*assure
- timcameron 7y ago
  Whoops thanks.
floatrock 7y ago
Thanks for dropping in. Sorry if that actually happened to you. The sad thing is when much of tech is dedicated to churning attention capital into financial capital in an ever-more-clever cat-and-mouse game, one stops being able to trust anything that grabs one's attention. Or, at least every social interaction starts to feel purely transactional. It's a shitty social dystopia we're building for ourselves. Whichever way your story went, thanks for the neat tale of what can be done with bank transfers! Glad it worked out.

benatkin 7y ago

That's what someone who does this kind of thing would say. I'm not saying I think it's fake, but I think it might be. Extraordinary claims require extraordinary evidence, and posting a defense isn't evidence. Edit: I wondered if I got this slogan right, and it turns out to have a name - The Sagan Standard! https://en.wikipedia.org/wiki/Sagan_standard https://en.wikipedia.org/wiki/Sagan_standard

ztratar 7y ago
The amount of cynicism is too damn high!
- benatkin 7y ago
  I'm not all that cynical about it. I don't think that people (micro-)blogging made up stories (which this may or may not be) means there's something terribly wrong with them. It's a white lie told repeatedly with a straight face. It's worse than a white lie told once, but not as bad as a more directly harmful lie like faking an illness and collecting money from strangers on GoFundMe.
braythwayt 7y ago
> That's what someone who does this kind of thing would say. Speaking of cynicism, this argument is known as an Ad Hominem Circumstantial: https://www.logicallyfallacious.com/tools/lp/Bo/LogicalFallacies/9/Ad-Hominem-Circumstantial https://www.logicallyfallacious.com/tools/lp/Bo/LogicalFalla...

dpcan 7y ago

You're making it worse. Anyone can conveniently lose a wallet, but one with a bank card with no identifying info in it anywhere? A finder who went to bizarre lengths to make Faster transactions to your bank account to send you a message? Absolutely no other identifying information in the wallet? A plan to ride a jump bike around to prove you looked for it with receipts? Before sending someone pennies with context in the transactions, hoping that person would get them before they canceled all their bank accounts because they lost their wallet, I would just take the card to the bank and have them call the owner, or take it to the police and they'd do the same. Uhg, sorry, "I ensure you" and "jump bike receipts" is not enough to convince me. EDIT: Removed the quotes from Faster, my point seemed to get lost because of that.

the_mitsuhiko 7y ago
Unless something changed pretty much all payments in the UK are “Faster”.
- emdowling 7y ago
  Salary payments are typically still BACS and I think Faster does have a transaction limit in the 10’s of thousands of pounds range.
  - deadbunny 7y ago
    IIRC the limit according to the standard is £100,000/day but most banks impose their own arbitrary limit. Assuming things haven't changed in 5 years, this[1] lists the limits for a lot of banks. I can also add to the list that Monzo's is £10,000/day. 1. https://www.moneysavingexpert.com/news/2014/11/customers-being-ripped-off-by-banks-on-faster-payments-limits/ https://www.moneysavingexpert.com/news/2014/11/customers-bei...
  - daveoflynn 7y ago
    BACS is generally cheaper at volume. In addition, BACS Bureau allows a payroll company to transfer money directly from your employer's account to yours without the money ever reaching their account. All fixable, but payroll companies are generally chosen on price, not innovation.

andrewingram 7y ago

Just post the thread from the slack channel at work where you obviously posted this story :p

tiborsaas 7y ago
I've seen that thread, it's funny :) Even I thought this is too perfect story as a co-worker, but it is.
- deleted 7y ago
  [deleted]

ip26 7y ago

*assure

timcameron 7y ago
Whoops thanks.

floatrock 7y ago

Thanks for dropping in. Sorry if that actually happened to you. The sad thing is when much of tech is dedicated to churning attention capital into financial capital in an ever-more-clever cat-and-mouse game, one stops being able to trust anything that grabs one's attention. Or, at least every social interaction starts to feel purely transactional. It's a shitty social dystopia we're building for ourselves. Whichever way your story went, thanks for the neat tale of what can be done with bank transfers! Glad it worked out.