agreed - I donate a percentage of my monthly income to 4 or 5 charities. every few years I pick new charities or orgs to donate to. Kiva is one that I have been

agreed - I donate a percentage of my monthly income to 4 or 5 charities. every few years I pick new charities or orgs to donate to. Kiva is one that I have been donating to for years, and now I don't donate anymore and just reinvest my payments.