Depends where you live. Spending $2k a month after rent in the bay area is common, especially if you are two. $800/month in groceries, $200 gas/person, 2-3 date

Depends where you live. Spending $2k a month after rent in the bay area is common, especially if you are two. $800/month in groceries, $200 gas/person, 2-3 dates (or restaurants with friends), utilities ($200+), Insurances ($200+)... There are a lots of benefits from using wisely these cards without overthinking.