This makes sense, thanks. No, I do not have it, but I am going to look into it. May I ask how much you pay for yours, and what kind of coverage does it provid

This makes sense, thanks. No, I do not have it, but I am going to look into it. May I ask how much you pay for yours, and what kind of coverage does it provide? Just looking for some type of baseline. Any recommendations on insurance companies to research?