No one mentioned Lastpass? It has a multifactor grid authentication, which along with a user defined password, makes it secure enough for me. When I started u

No one mentioned Lastpass? It has a multifactor grid authentication, which along with a user defined password, makes it secure enough for me. When I started using it, I changed most of my passwords to be 100 characters long. But many sites had a maximum 20 characters or equivalent rule.