Typically people are unbanked not because they are completely broke but because of one or more of the following: 1) They do not live near a bank 2) They don't

Typically people are unbanked not because they are completely broke but because of one or more of the following: 1) They do not live near a bank 2) They don't meet some minimum threshold of money 3) Discrimination - The are part of some social or ethnic group that the banks won't touch