You have a decision to make: can you self-insure for the minor costs or not? By "self-insure", I mean can you handle up to $2500 or $5000 per year of health cos

You have a decision to make: can you self-insure for the minor costs or not? By "self-insure", I mean can you handle up to $2500 or $5000 per year of health costs if you had to? You can get $500 deductible insurance plan for $400-$600 or $5000 deductible plan for $180-$250. Look for an HSA or ask someone for help on those.