5 ms·
You're screwed because of the application process. To get a place you need: 1. To have never had your name on a housing court case, even if it was found in you
by jrcii 8y ago
You're screwed because of the application process. To get a place you need:
1. To have never had your name on a housing court case, even if it was found in your favor or you had a legitimate reason to be in housing court
2. A completed application including the contact information for your last two landlords who have to say nice things about you even if they were crazy/bad
3. Annual income at 40-45x the monthly rent, as reflected in your last two tax returns (hope you were making more money than you actually need to be able to afford the rent 3 years ago!)
4. Letters of reference
5. Months of bank statements
6. Pay stubs
7. Tax transcripts
8. Perfect credit (or 6 months of deposit-- you have $15,000 in cash for this, right? Oh it's okay, do you have a guarantor who makes 100x the rent (hundreds of thousands of dollars) that wants to put their SSN on your rent payment? Oh no?)
Getting approved for a tiny 100 sq ft studio is the same process as getting approved for a 10 million dollar loan. Normal people have no chance. Don't have your financial life in perfect order? You're garbage that doesn't have a right to live somewhere.
- notyourday 8y agoI vouched for this comment because flagging it makes absolutely no sense. The parent described what is required to get an apartment in NYC. In fact the parent is rather generous.
- lotsofpulp 8y ago>You're garbage that doesn't have a right to live somewhere. I would amend this to state "you're garbage that doesn't have a right to live in desirable New York City dwellings where more desirable tenants are available for the landlord to choose from".
- busterarm 8y agoThe interesting thing to me about this list is that if you were suddenly forced to leave your rent-controlled apartment, there's no way you would meet the requirements 1, 2 or 3. It's simply not possible.