Australian who travelled through Sweden and Norway in September of this year for two weeks. I just used contactless payments on my credit card the entire time

Australian who travelled through Sweden and Norway in September of this year for two weeks. I just used contactless payments on my credit card the entire time and never had any issues. To me it seems more like Swish-specific issues rather than cashless in general? However, if some people are disadvantaged by different cashless options then that is a definite issue.