For three out of the four, there are options not to participate. Housing I would claim also suffers from market distortions. Food, I can choose not to particip

For three out of the four, there are options not to participate. Housing I would claim also suffers from market distortions. Food, I can choose not to participate in any given variety of food markets, I can buy groceries, or I can go to restaurants, or I can buy from family farms and hunters. Or I can make it myself. Clothing is similar to food. And cell phones are trivially easy to refuse to participate.