My gut feeling is they keep building because otherwise they go out of business. If they can open a development and slowly build a few houses (and get them sold)

My gut feeling is they keep building because otherwise they go out of business. If they can open a development and slowly build a few houses (and get them sold) then they can continue to build out the development. Based on those pictures and your comment, I would prefer that Florida re-issue licenses to contractors to continue building on sites that were half built before money ran out. This minimizes the continued over-development and keeps small communities from being stuck with a large HOA bill for the entire community when only 1/4 of the houses are sold.