Googling should provide plenty of answers to this question, but I'll quote a couple differences here for your convenience: 1. "According to the EFTA, your pote

Googling should provide plenty of answers to this question, but I'll quote a couple differences here for your convenience: 1. "According to the EFTA, your potential liability for fraudulent debit card transactions is virtually unlimited. Under the FCBA, your maximum liability for fraudulent credit card transactions is $50." [1] 2. "The real difference between a debit card and a credit card when it comes to fraud is in how you get your money back. When a fraudulent transaction occurs on your credit card, you have lost no money. You can report the fraud, get a credit on your statement, and the issue will never affect your bank account. With a debit card, your bank account balance is affected from the moment the fraudulent transaction takes place. If the transactions are significant, you could experience a domino effect of financial headaches. Fraudulent charges can tie up funds so that legitimate charges are declined or cause overdrafts." [1] 3. Individual credit cards have other protections for your purchases, e.g. Citi has Price Rewind and Extended Warranty for your purchases. I haven't seen these with debit cards, and I'd be happy to hear if you know of any that do have these features. But it's icing on the cake anyway; the above are far more important. 4. A number of credit cards allow generating temporary card numbers with limited amounts or expiration dates for online purchases. I use this all the time. Again, I haven't seen any debit cards that allow this. [1] https://www.nerdwallet.com/blog/credit-cards/credit-card-vs-debit-card-safer-online-purchases/ https://www.nerdwallet.com/blog/credit-cards/credit-card-vs-...