I had something similar. It's not normal for me to make large purchases via my CC, but I decided to purchase a $600 television from a retail store once. The p

I had something similar. It's not normal for me to make large purchases via my CC, but I decided to purchase a $600 television from a retail store once. The payment was declined until I called the bank and told them I was standing in line trying to actually pay for it. The thing is, I don't think she was able to open it for just that transaction, but instead flagged my account so that ALL large payments like that were allowed. Which to me just seems like an outlandish shortcoming. It reminds me of the time that some random ACH got placed on my account. They claimed they couldn't even tell me the name of the person or company who did it, etc. And this despite me having specifically requested that any ACH's placed on my account are approved personally by me. It's actually kind of scary just how inept these banks are sometimes with respect to these issues.