Yes, it is what we do with insurance. The crux of the matter is that driving is a privilege, incarceration is a restriction on/revocation of a person's rights.

Yes, it is what we do with insurance. The crux of the matter is that driving is a privilege, incarceration is a restriction on/revocation of a person's rights. Healthcare is a good demonstration of where lines are blurred (at least in the United States). Some view it as a right, others don't.