The behavior you describe is the way every investor should act. And the behavior of the underlying fund managers, and the executives of the companies below- the

The behavior you describe is the way every investor should act. And the behavior of the underlying fund managers, and the executives of the companies below- they're all acting the way they're supposed to be acting-- maximizing profit, minimizing risk. Its not the fault of whales, greedy fund managers, poorly managed banks, or ineffective governance. This is capitalism and it is working exactly as designed- to funnel private wealth to a few people and distribute the risk among the masses.