Explicit use of recursion in functional programming is widely considered to be low level and bad form, like writing all your loops with gotos in a procedural/OO

Explicit use of recursion in functional programming is widely considered to be low level and bad form, like writing all your loops with gotos in a procedural/OOP language (as was the primary argument of the Bananas, Lenses, Envelopes, and Barbed Wire paper), it's just commonly used in intro material in a "this is how you would do this by hand" fashion. For things that fall outside of that, you always have the option of monadic loops if it makes the code clearer.