> For example, I would rather make $500k per year and have $10k net worth, than make $100k per year and have a $1 million net worth. Why? Are you assuming that

> For example, I would rather make $500k per year and have $10k net worth, than make $100k per year and have a $1 million net worth. Why? Are you assuming that you'll quickly build up your wealth in the first scenario. Personally, I'd be way more comfortable with the second - no worries around how long your income stream will last.