I agree that CurrentC will (hopefully) never take off but it has already had a chilling effect on Apple Pay adoption. There are many stores that used to allow

I agree that CurrentC will (hopefully) never take off but it has already had a chilling effect on Apple Pay adoption. There are many stores that used to allow NFC tap-to-pay but actually disabled that functionally entirely to prevent people from using Apple Pay specifically. e.g. pre Apple Pay I used to be able to use tap-to-pay with an actual credit card at CVS but they've disabled that functionality on all their payment terminals to block Apple Pay. Now I can just go to Walgreens but that doesn't change the fact companies are actively taking steps to retard the growth of Apple Pay.