Glad that my findings match yours ! I think it does beat a C.D. from a risk/return perspective. It's probably higher risk than a C.D. but returns largely compe

Glad that my findings match yours ! I think it does beat a C.D. from a risk/return perspective. It's probably higher risk than a C.D. but returns largely compensate for it I believe. To me this is possible because the Lending Club is desintermediating a business that was traditionnally 'high margin'.