From your comments you don't seem worried about anyone paying their debts, believing rather they all made stupid choices. STEM PhD is currently at around 2.4 p

From your comments you don't seem worried about anyone paying their debts, believing rather they all made stupid choices. STEM PhD is currently at around 2.4 percent. But unemployment rate doesn't speak to income, they may be employed or underemployed and still having a touch time paying back student loans. But nice to pick out one tiny figure from four articles to try to prove an irrelevant point. Let me remind you, your point was that people learning something useful to society won't have trouble finding jobs and paying off debt. But you've failed to provide any evidence backing your position, unless your position is everyone must get PhD's in STEM to be gainfully employed. Problem still stands that if everyone moves to that tract we will still have more candidates for jobs than actual jobs available.